135. Switch to a money market account - Make $1,000 per year of more interest

Switch to a money market account: speaking of interest, if you’re saving for a goal or a large purchase, you could earn even more by keeping your funds in a money market account.

CIT Bank offers an interest rate of 2.45% on money market accounts — more than 15x the national average. Just like with a checking or savings account, your money is FDIC secured, there are no monthly service fees, and you can access your funds any time. All you need is $100 to open an account and start earning more money on the cash you already have.

Do a search on Bankrate for all money market accounts in the USA.

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